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Malaysian Insurtech PolicyStreet Raises $21M Series C Led by Cool Japan Fund

3 months ago May 14, 2026 · 10:34 69 views
Quick Brief

PolicyStreet SECures $21 Million in Series C Funding to Accelerate AI-Driven Insurance ExpansionMalaysian full-stack insurTech PolicyStreet has succes...

PolicyStreet SECures $21 Million in Series C Funding to Accelerate AI-Driven Insurance Expansion

Malaysian full-stack insurTech PolicyStreet has successfully closed a $21 million Series C funding round led by Cool Japan Fund, marking a significant milestone as the company expands its digital footprint across ASIa and Australia.
funding and strategic Backing
PolicyStreet announced the completion of its Series C first close, securing $21 million in new capital. The round was led by the prominent Cool Japan Fund, with participation from existing investors. This Investment underscores strong confidence in PolicyStreet's business model and the long-term potential of Embedded Insurance in the region's digital economy.
Business Milestones and Financial Health
The company has dEMOnstrated robust growth and financial stability:
  • Profitability: PolicyStreet achieved profitability in the 2025 fiscal year, recording over $1 million in profit.

  • Market Reach: The platform has served over 5 million customers, with a total sum insured exceeding $10 billion.

  • Solvency Strength: Its reinsurance ArmPolisea Labuan, has been awarded an "a+" LECA rating by RAM, indicating a strong solvency position.

AI Strategy and Operational Efficiency
In the realm of Artificial Intelligence, PolicyStreet is strategically focusing on strengthening backend capabilities. Current AI initiatives aim to enhance data processing, streamline claims management, and optimize operational workflows to reduce errors and improve risk assessment.
While the company plans to gradually explore customer-facing AI APPlications, it prioritizes deployments that are meaningful, well-governed, and sustainable. Winnie Chua, Co-founder and Chief Product Officer, emphasized that PolicyStreet views AI-driven platforms (such as Insurify) as part of the broader evolution of the insurance industry rather than direct competitors. She noted that underwriting should not solely aim to minimize losses; a low loss ratio might indicate that a product fails to provide meaningful protection to customers.
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